:root{
  --navy:#16324f;
  --blue:#4f7cac;
  --sky:#eaf4fb;
  --mint:#e9f7f3;
  --gold:#c7a35d;
  --ink:#27313d;
  --muted:#667085;
  --line:#dfe7ef;
  --bg:#f7fafc;
  --white:#fff;
}
*{box-sizing:border-box}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Hiragino Sans","Yu Gothic",Meiryo,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.8;
}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.header{
  background:rgba(255,255,255,.94);
  border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:10;
  backdrop-filter:blur(8px);
}
.header-inner{
  max-width:1120px;margin:auto;
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 20px;
}
.logo{
  font-weight:800;
  letter-spacing:.02em;
  color:var(--navy);
  font-size:19px;
}
.logo span{color:var(--gold)}
.nav{display:flex;gap:18px;font-size:14px;color:#425466}
.nav a{padding:6px 0}
.nav a:hover{color:var(--blue)}
.cta-small{
  background:var(--navy);color:white!important;
  padding:8px 14px!important;border-radius:999px;
}
.hero{
  background:
    linear-gradient(110deg, rgba(22,50,79,.92), rgba(79,124,172,.76)),
    radial-gradient(circle at 70% 20%, rgba(255,255,255,.25), transparent 30%);
  color:white;
  padding:80px 20px;
}
.hero-inner{max-width:1120px;margin:auto;display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.badge{display:inline-block;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.25);padding:6px 12px;border-radius:999px;font-size:13px}
h1{font-size:42px;line-height:1.28;margin:18px 0}
.hero p{font-size:17px;color:#eef6ff}
.hero-card{
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.24);
  border-radius:24px;
  padding:28px;
}
.hero-card ul{padding-left:20px}
.btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.btn{
  display:inline-block;
  padding:13px 20px;
  border-radius:999px;
  font-weight:700;
  border:1px solid transparent;
}
.btn-primary{background:var(--gold);color:#fff}
.btn-secondary{background:white;color:var(--navy)}
.main{max-width:1120px;margin:auto;padding:52px 20px}
.section{margin-bottom:56px}
.section-title{font-size:30px;line-height:1.4;color:var(--navy);margin:0 0 12px}
.lead{font-size:17px;color:#526173}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.card{
  background:white;
  border:1px solid var(--line);
  border-radius:20px;
  padding:24px;
  box-shadow:0 10px 28px rgba(22,50,79,.06);
}
.card h3{color:var(--navy);margin-top:0;font-size:20px}
.icon{
  width:42px;height:42px;border-radius:14px;
  background:var(--sky);
  display:grid;place-items:center;
  color:var(--blue);
  font-weight:800;
  margin-bottom:12px;
}
.table-wrap{overflow-x:auto;background:white;border-radius:18px;border:1px solid var(--line)}
table{width:100%;border-collapse:collapse;min-width:760px;background:white}
th,td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#edf5fb;color:var(--navy);text-align:left}
tr:last-child td{border-bottom:none}
.check{color:#1d7f5f;font-weight:700}
.warn{color:#b35b22;font-weight:700}
.flow{counter-reset:step}
.flow .card{position:relative;padding-left:70px}
.flow .card:before{
  counter-increment:step;content:counter(step);
  position:absolute;left:24px;top:24px;
  width:34px;height:34px;border-radius:50%;
  background:var(--navy);color:white;display:grid;place-items:center;font-weight:800
}
.note{
  background:#fff8e7;border:1px solid #f1d99a;color:#5d4816;
  padding:18px;border-radius:16px;
}
.cta-box{
  background:linear-gradient(135deg,var(--navy),#2f5f8e);
  color:white;border-radius:26px;padding:34px;
  display:flex;justify-content:space-between;gap:20px;align-items:center;
}
.cta-box h2{margin:0 0 8px;font-size:28px}
.footer{
  background:#0f2438;color:#c8d4df;padding:34px 20px;margin-top:40px;
}
.footer-inner{max-width:1120px;margin:auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.footer a{color:#eaf4fb;margin-right:14px}
.page-hero{
  background:linear-gradient(135deg,#f4f9fd,#ffffff);
  border-bottom:1px solid var(--line);
  padding:54px 20px;
}
.page-hero-inner{max-width:1120px;margin:auto}
.page-hero h1{color:var(--navy);font-size:36px;margin:10px 0}
.breadcrumb{font-size:13px;color:var(--muted)}
.form{
  display:grid;gap:14px;
}
input,textarea,select{
  width:100%;padding:13px;border:1px solid var(--line);border-radius:12px;font:inherit;background:white;
}
textarea{min-height:150px}
.disclaimer{font-size:13px;color:#667085}
@media(max-width:850px){
  .hero-inner,.grid-2,.grid-3{grid-template-columns:1fr}
  .nav{display:none}
  h1{font-size:32px}
  .cta-box{display:block}
}